BRAG – Bear River Association of Governments

flyer and posterThe Bear River Association of Governments (BRAG) , along with collaborating partners (Credit Aid Today, Neighborhood Non Profit Housing Corporation, Cache Valley Bank, Celtic Bank) are offering a free workshop which will provide financial education in Northern Utah which serves Cache County, Box Elder County, and Rich County. This workshop is all about the consumer – their needs, the barriers preventing them from self-sufficiency, accessibility to resources in the community and overall financial success. The goal of the workshop is to provide free information that will promote financial security and promote economic stability. The workshop will focus on budgeting, financial education and asset building, credit restoration, banking services, foreclosure counseling, and homeownership information. Financial stability builds self-esteem, leads to independence rather than dependency and forms stronger family bonds. Those encouraged to attend are households in or at risk for foreclosure, households seeking financial assistance, unbanked consumers, consumers with credit issues, and consumers seeking guidance. Collaborating partners include:
Credit Aid Today is committed to assisting their community to achieve financial stability through credit education, improvement and counseling. The services are based around their ability to help their clients develop and implement customized financial solutions by helping them identify unverifiable, un-timely and inaccurate information found on their credit reports. The services available at Credit Aid Today have benefits that last a lifetime, resulting in financially self-sufficient individuals, families, and communities.
Neighborhood Non-Profit Housing Corporation is committed to create quality affordable housing opportunities, to enhance communities, and to provide households with the skills to become self-sufficient. Neighborhood Nonprofit’s services include: pre-purchase counseling, budgeting, home buyer education, foreclosure intervention counseling, financial coaching/asset management and HECM counseling.
Cache Valley Bank’s mission since its inception has been to provide services to small businesses, farmers, and residents of Utah. The bank has experienced steady growth since the mid 1980’s and has now become the second- largest regulated institution in Cache County according to FDIC deposit surveys. Cache Valley Bank exists to help their clients, employees, and owners achieve economic success and financial security through providing high-quality financial services to the people and businesses of our local community.
Celtic Bank is committed to offering homeownership advice, counseling, home loan qualification, and education on the process of purchasing a home, first time home buyer’s program and other loan product specifics including credit qualifications.